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I recently had one apply to the mortgage loan on a foreclosure home that she had found out that she had to purchase. She'd just received her $5,000 child tax credit kickback. This was rather than a refund of taxes that they had paid in from her income but very free tax credit because of her two children. This money would give her enough for the 3% down payment needed to buy FHA home mortgage with some left done.
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Write something about yourself. No need to be fancy, just an overview.